What These Terms Cover
We apply these terms when you open an account, add funds through DANA, OVO, GoPay, or QRIS, or log in from Android, iPhone, or desktop. The rules cover accurate name and phone details, one-account use, device checks, payment references, and any check we need before a
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withdrawal or a profile change. If you are in Semarang, the same account flow applies on mobile or desktop, but access always depends on local law and is available only where local law permits. When we update this page, the newer date replaces the older one,
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and that version controls the next time you use the account. If a request does not match the record, we may hold it until you send the details we need to verify it. That keeps the terms clear when a payment note, a device switch, or
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a support request needs a manual check.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.